EPF is also called the Employee provident
fund It is one where the employees contribute a small portion of their
remuneration at i.e. 12% their pay every month .A matching amount
is contributed by the employer. Such contribution, together, form a
This to be used to fund the employee’s
retirement. EPF withdrawal by employees con however be done earlier itself
i.e. during the course of their employment.
Withdral your money, you need to till in the new
composite claim. Those who have on Aadhaar Number, Bank account details
avilabule on the universal account number portal and have on active UAN, Can
submit the form directly to the EPFO office concered,without attestation of
claim form by the employer.
The application from which you need to fill in is
avilable on the EPFO website.
PROCESS FOR EPF WITHDRAWAL
Broadly ,withdrawal of EPF can be done either by
- Submission of a physical application for
- Submission of a Online application.
1.Submission of a physical application for
For this, one can download the new composite claim
(Aadhaar / Non-Aadhaar) composite claim form.
The new composite claim form (Aadhaar) can be
filled and submitted to the respective jurisdictional EPFO office without the
attestation of the employer whereas the new composite claim form (Non-Aadhaar)
shall be filled and submit with the attestation of employer to the respective
jurisdictional EPFO office.
One may also note, that is case of partial
withdrawal of EPF amount by an employee for various circumstances as
discussed in the above table, very recently, the requirement to furnish
various certificates has been done away with and the option of
self-certification has been introduced for the EPF subscribers.
2.Submission of a Online
To apply for withdrawal of EPF online through EPF
- UAN (Universal Account Number)
is activated and the mobile number.
- UAN is link with your KYC update i.c-
Aadhaar, pan and bank details along with the IFSC code.
Step by step Online EPF Withdrawal
Go to the UAN portal click here.
Login the UAN portal – UAN and Password and ranter captcha.
After KYC verified, Go to the take ” Online services” and select the option “claim” from the drop down manu .
The ‘claim’ screen display the member details, KYC details and other service details click on the tab “proceed for online claim” and address details to submit your claim form.
After click “Online services” and go Claim From-31,19&10c Bank account no verify and process for online claim.
Select the withdrawal form which applies to your situation ;Pf full withdrawal (in case you are unemployed for more than two months),EPS (Pension) withdrawal benefit or EPF advance (Portal withdrawal for education,marriage expense, house purchase etc)
To submit form you will need to feed in the authentication OTP which is sent on your mobile number. this mobile should be the only which is linked to both your UAN as well as Aadhaar .
The authorities will get your e-KYC (Aadhaar) credentials from UIDAI and processes your online PF claim.
Keep in mind that there are certain conditions which you need to fulfill you apply for the EPFO withdrawals online. you should have activated your UAN . Your mobile number should be linked to it .your Aadhaar and bank details as well as pan should be seeded on your EPFO.
NOTE:- It the member is not eligible for any of the service life withdrawal or
pension withdrawal, due to the service criteria, then that option will not
be shown in the drop-down manu.